Travel insurance with medical coverage for Iran

An Ultimate Guide for Iran Travel Insurance

Time to read: 7 Mins | Published on December 29, 2020
In this article, we listed different reasons for buying Iran travel insurance and introduced a guide for choosing the best insurance.

Apply for Insurance

If you like to get Iran travel insurance, apply now and fill out our insurance application form.

Why Travel Insurance Is Important?

“Traveling is full of accidents you have never planned for. The disease is only one of them. A few years ago, I was losing either my life or all the money in my pocket. I had pain in my cheeks, but it wasn’t too bad. The pain continued, and at night it got worse. I didn’t want to go to a doctor, but I gave up and headed to a hospital when I could no longer breathe.The verdict? I got an infection in one of the glands in my cheek. No antibiotics could cure me, and I needed surgery. Needless to say, surgical operation and staying in the hospital for several nights cost several thousands of dollars. But my travel insurance saved me and paid all the medical expenses. I never even think of traveling without travel insurance.”

Why Take Iran Travel Insurance?

When we want to travel, we always ask ourselves, is it really necessary to have travel insurance?” at least in the case of Iran, the answer is YES!

Travel insurance receipt form with travel visa to Iran

Requirements And Benefits of Travel Insurance

There are 2 reasons why you need to have Iran travel insurance:

1. You Need it For Collecting Tour Visa

Without Iran travel insurance, you can’t collect your visa from Iran embassy/consulate or visa office at the airport. Pay attention that Iran is clearly mentioned in the insurance. Some companies mention “Asia” or “Middle East,” but it’s not enough for the officer. So mentioning “Iran” in particular is crucial for the visa process.

2. You Need it to Protect Yourself And Your Family

Many unexpected mishaps might happen. Many things can ruin your enjoyable trip, for example, getting sick or lost luggage.

What Does Iran Travel Insurance Cover?

Travel insurance is a legal contract between you and the insurer, and you should read it entirely and carefully. It would be best to take care of the parts you can’t understand and ask about the travel insurance coverage.

The amount of travel insurance coverage for air travel

Travel insurance coverage for travelers visiting Iran

Here the most important and common Iran travel insurance coverages are mentioned:

1. Medical Emergencies

The first and the most important reason to buy Iran travel insurance is medical support. This part can include medical evacuation and emergency dental work like chipping a tooth. Also, pay attention to general exclusions, which are written in the description of the coverage.

2. Trip Cancellation

Sometimes, you need to cancel your trip due to unforeseen events like an illness or a close relative’s death. So usually, you would concern about your nonrefundable and pre-booked costs. This item can save you from paying for a ruined trip. But be sure that you’ve read the policy wording and exceptions about this part of Iran travel insurance coverage

3. Lost Personal Belongings

Imagine that you’re taking a photo near a pool, and suddenly you skid, and the bag of your documents fall into the water. The cost and the stress of getting a new passport and other documents are very much. Some insurers can reimburse you for these expenses.

4. Personal Liability

If you’re going to drive a car, this item is essential. Personal liability coverage can cover your liability expenses for someone else’s injury or damage to their property.

In conclusion, it’s essential to know that the Iran travel insurances are different and you need to find the right one.

Is Iran Safe?

what is the truth about Iran tourism safety? Is Iran really safe?

How to Choose the Right Iran Travel Insurance?

To find the best Iran travel insurance, you need to care for a few factors and then choose the best option for your plan of visiting Iran.

The cost of various travel insurance companies

Choosing the right travel insurance from different insurance companies with different prices

Here are the elements:

1. The Insurance Coverage

Companies have different Iran travel insurance coverage. For example, in basic plans, you only have medical coverage, but in other plans, in addition to medical coverage, you have baggage loss or even personal liability expenses. Depending on your travel style, you may need different coverage. The more coverage level, The more expensive the insurance would be.

2. The Insurance Rate

You might think of finding Iran travel insurance, which is on budget. Different factors can affect Iran travel insurance Age, trip length, and country of origin are important in costs.

3. The Processing Time of Getting Insurance

It will typically depend on the company. Once you provide the necessary documents, the claims team start to process your claim. As a result, you can receive the result within a few weeks. But if there are any lacking requirements, the insurer cannot process the claim, and it would take longer. So keep an eye on your mailbox because a good insurer will keep you informed of any updates.

Due to the political sanctions on Iran, only a few international companies offer Iran travel insurance. But there are different local companies which have good services and offer various plans.

Iran Visa

Recently, Iran government took several steps to make Iran visa policy easier.

How to Get an Iran Travel Insurance?

You have three different options for getting Iran travel insurance. International companies, local insurers, and finally, airport insurance. Here we list them in detail.

1. International companies

Here are some international companies that offer Iran travel insurance (click on each to open its website):

    1. Allianz
    2. AXA
    3. ERGO
    4. Hansemerkur

2. Local companies

Different companies in Iran offer insurance, but their Iran travel insurance coverage is the same. This insurance is valid for getting Iran e visa.

IranAmaze offers Dana insurance, which offers competitive prices compared to other insurers.

Travel accessories with Dana travel insurance

Dana travel insurance booklet for Iranian visitors

You can buy Iran travel insurance separately. In other words, it’s not compulsory to buy Iran tours and Iran travel insurance together from IranAmaze.
Furthermore, the coverage is good too:

Coverage cases

Coverage amount up to

Emergency dental care is restricted to treating pain, infection, and removal of the tooth affected. Deductible: EUR 25 €200
Emergency return home following the death of a close family member or serious illnesses Actual Expenses
Transport or repatriation in case of illness or accident €5500
Repatriation of mortal remains Actual Expenses
Legal Assistance €250
Repatriation of family member traveling with the insured Actual Expenses
Loss of passport, driving license, national identity card abroad €200
Loss of registered luggage Benefits of this clause and the previous one cannot be accumulated. €150

Apply for Insurance

If you like to get Iran travel insurance, apply now and fill out our insurance application form.

3. Airport insurance

If you get IRan visa on arrival, you need to know that you can buy your Iran travel insurance at the airport. The insurance that the insurance counter of the airport offers is Saman insurance. It costs about 15 euros, and it doesn’t take a long time to buy your insurance.

An Ultimate Guide for Iran Travel Insurance

Fatemeh Tabatabaei

Author

Leave a Reply

Your email address will not be published. Required fields are marked *

FAQ

Can't find your answer? Ask a question

I already have travel insurance. Can I use it to travel to Iran?

Due to the prolonged tension between the West and Iran, many companies don’t offer Iran travel insurance. Some of them only use “The Middle East” or “Asia,” but for issuing your visa, the word “Iran” should mention in the insurance clearly.

How long does it take to buy Iran travel insurance from IranAmaze?

Filling out the IRanAmaze insurance form only needs 5 minutes. Then we do the process, and within just one business day, your Iran travel insurance is ready.

Are trekking tours or sport tours cover in Iran travel insurance?

Trekking tours or sport tours are not included in airport insurance. But some international companies, for example, True Traveler, add trekking with extra charge. IranAmaze also covers trekking tours in some plans. So if you want to participate in trekking tours, add this supplement to your quote.

How does age affect Iran travel insurance rate?

The cost of Iran travel insurance increases with age because the health risks are more in older travelers. But this increase isn’t very high, and it’s about 20-30%.

Does the trip length affect Iran travel insurance rate?

Yes. Depends on the trip length, the prices are different. It is explained in detail in the above table.

What company insures IranAmaze tours?

Different companies offer Insurance services in Iran. For Iran travel insurance, all the companies follow the same coverage and provide the same service. But there is a negligible difference between rates. Our partner is Dana insurance, which is one of the most famous companies in Iran.

Is IranAmaze local insurance valid in the Iran embassy?

Yes. All the Iranian insurance providers are valid in Iran embassies. Any local insurance rejection from the Iran embassy isn’t reported.

My insurance company doesn’t offer Iran travel insurance. What can I do?

For traveling to Iran, you must have Iran travel insurance. If you want to get an Iran visa in advance, you can buy your insurance from IranAmaze. You can fill out the form, and within one day, you can receive your insurance.
If you are applying for Iran visa on arrival, you can buy your insurance from the airport insurance counter at the rate of 15 euros.

Related Articles

Learn more
A man holding an open passport in front of his face with the stamp of Iranian visa

How to Get Iran Tourist Visa?

We gathered the latest update for getting Iran evisa. It includes necessary information about Iran visa application form online for getting visa in...

Learn more